Heavy-duty protection for the long haul.

Why trucking operations need their own conversation

Owner-operators and trucking companies can face liability questions when a truck accident results in third-party injury or property damage. The vehicle, the driver and the cargo are connected parts of the same operation.

A useful first conversation covers the equipment you run, where it travels, the freight involved and the contractual or filing requirements already on your desk. Requirements can vary by operation and jurisdiction, so this page is not regulatory advice.

Commercial trucking coverage to discuss

The existing educational page identified several coverage areas that may be relevant depending on the operation, policy terms and underwriting review.

• Liability for bodily injury or property damage to others.
• Physical damage questions, including comprehensive and collision exposures.
• Medical payments and uninsured or underinsured motorist questions.
• Operation-specific needs such as trailer interchange, non-trucking liability and cargo.

Bring the operating details

Before you start the trucking quote form, prepare the basics of your business: vehicles, drivers, operating radius, commodities, prior coverage and any certificate or filing requests. Arceri can use that information to direct the next coverage discussion.