General liability

A business liability starting point

General liability raises questions around third-party injury and property damage. Those questions are often connected to the work a business performs, the locations it enters and the contracts it signs.

For contractors, towing businesses, dealers and service companies, the useful next step is to make the operation and client requirements clear before asking for a quote.

Information that shapes the discussion

Rather than treating general liability as a generic checkbox, begin with the details that make your business distinct.

• Services, products and operations performed.
• Jobsite, premises and customer-facing activity.
• Contracts, additional insured requests and certificates of insurance.
• Related property, vehicle and workforce considerations.

Connect the related risks

If a contract also calls for commercial auto, workers compensation or a bond, keep those requirements together. The related coverage pages can help you identify the proper next conversation.